About Us

Everyone deserves a path to financial freedom.

We Are On a Mission

 

Once you see a problem like financial scarcity, you can’t “un-see” it. It is everywhere you look, and unless we stand up with a bold mission to fight back, it is never going to get solved.

We believe that employers are the key to sustainable and scalable community impact.

Our “WHY” is to help organizations and individuals meet the needs of people in their community.

Our “Mission” is to partner with employers to empower A.L.I.C.E. (Asset Limited Income Constrained Employed) individuals towards financial security.

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Employees

Help your employees cover cash flow needs and emergency expenses all while they build emergency savings.

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Members / Customers

Your members and customers financial well-being is more often than not connected to your organization’s success.

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Community

At the end of the day, we all want to live in a thriving community.  Help others in your city achieve financial well-being.

“Communities” Are Everywhere

 

When most people think of communities, they are thinking of their geographic cities. However, cities are made up of individual organizations that are driven by people.

The Community Impact Fund’s vision that everyone has a path to financial freedom, is a belief that if enough organizations in one geographic location collectively impact the financial well-being of their own communities, then we will eventually see entire cities prosper.

We believe that if we collectively seek the peace and prosperity of our employees, customers and members, our organizations will prosper, and if our organizations prosper, so will the city.

The key to Prospering “Communities” is financial freedom for all.

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Non-Profits

  • Schools
  • Social Service
  • Churches
  • Hospitals
  • Faith Based
  • Agencies
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Business

  • Tech Companies
  • Manufacturing
  • Financial Services
  • Healthcare
  • Hospitality
  • Real Estate
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Cities

  • Towns
  • Counties
  • Government
  • School Districts
  • Police
  • Fire

Our Core Values

We hold strongly to a unique set of core values that guides our team in everything we do. These are not just words on the wall…this is us!

The Oath for Compassionate Service

The Oath for Compassionate Service is an ethical code we follow as we work to create prospering “communities” worldwide.

It is loosely modeled after the Hippocratic Oath and derived from Toxic Charity, Robert D. Lupton. 

 Never do for those in need what they can (or could have) the capacity to do for themselves.

Limit one-way giving to emergency situations.

 

Strive to empower those in need through employment, lending, and investing, using grants sparingly to reinforce achievements.

Subordinate self-interest to the needs of those being served.

Listen closely to those you seek to help, especially to what is not being said – unspoken feelings may contain essential clues to effective service. 

Above all, do no harm!

Our Story

Seeking the Peace and Prosperity of Cities

Judah Musick, the founder and Executive Director of CIF, has been working on building sustainable and scalable solutions for Community Impact since 2005. His passion for change and innovation sparked a city-wide initiative for his hometown of Portland, Oregon. The initiative was so impactful, he realized he had to keep looking ahead to solve for financial scarcity in every community. 15 years of serving others, researching solutions, and innovating technology, he built what is now known as The Community Impact Fund to prosper “communities” worldwide. To learn more, read Our Story.

Judah Musick

Judah Musick

Visionary

Bio

Judah is an entrepreneurial leader who specializes in lean product development. His passion is solving real-world problems with talented web and mobile development teams and lean startup methodologies. He has built successful software projects inside large Fortune 500 companies, SMB’s and for numerous startups.

He is the Founder of The Community Impact Fund. 

Currently, Judah is the Director of Financial Wellness at CBC Credit Union working to develop the next generation of employee Financial Wellness program that makes saving easy, automated and incentivized for all.

Previous Roles:

Prior to founding CIF, he was the Chief Innovation Officer at Red Rocks Credit Union and led their innovation roadmap in order to bring the Credit Union’s mission to life which is to encourage, enable and underwrite the hopes, dreams and aspirations of our members to have maximum impact.

He lives in Castle Pines Colorado and enjoys spending time outdoors with his wife Shanna and two young children and can be found fishing, flying, snowboarding, skiing, hiking or biking.

kori ledbetter

Mike Scheid

Executive Director

Bio

Mike is a passionate leader focused on “doing good by doing well” in business. Before joining CIF in January of 2021, he owned Share Good Foods, which was successfully sold, and led the development of SGF, a Do Good Things social enterprise. He also worked to drive impact and growth through his leadership at Swoovy®, a platform fueling volunteerism, social connections, and a wraparound support system for nonprofits.

 

Miscellaneous Facts:

  • Colorado Native
  • Avid Outdoorsman who loves to camp, hike, ski, fly fish
  • Married to his wife of over 25 year who he met as a freshman in HS, She was a senior and not interested.
  • Father to three girls
  • On the Board of B:CIVIC a Colorado Nonprofit working to help further business as a force for good.

Previous Roles:

EVP, Social Impact & Partnerships at Swoovy

Director of Technology at Cherry Hills Christian Schools

VP Operations at Rewind Technology

Owner and VP of Do Good things at Share Good Foods

 

Brooke Woody

Courtney Lussenhop

Director of Impact

Bio

As the Director of Impact, Courtney is focused on ensuring CIF’s Benevolence Loan Program is best in class. She has seen firsthand the ripple effect a hand-up can have. When one person is lifted up, then a family is lifted, and soon a community. Thus, she couldn’t be more excited about contributing to CIF’s mission.  She brings with her a wealth of knowledge from both the for-profit and nonprofit sector in arenas spanning fundraising, volunteer program management, customer service, and marketing.

 

Courtney lives in Windsor, CO just east of Fort Collins with her husband and two dogs. As an Air Force brat, she grew up mainly in the Southeast and Germany but has lived in Colorado since 2005. Outside of work, Courtney is committed to empowering women and their families through her role as a board trustee for the Women’s Foundation of Colorado and a proud member of the Junior League of Fort Collins. 

Miscellaneous Facts:

 -You pronounce my last name as leasen-hope not loosen-hop

-Practices golfing and cooking for fun, though both can be quite frustrating

-Runs a side hustle, StylistaCJ, that focuses on closet edits and personal styling to build body confidence

-Trained as snowboard instructor and professional home and office organizer

-Met her husband Cole on a blind date set up by their mothers

 

Previous Roles:

-Community & Employee Engagement Manager at The OtterCares Foundation

-Sr. Administrator for Sr. VP of Product Innovation at Otter Products

-Director of Philanthropy, Quality of Life Plus

-Development Officer, Habitat of Humanity of the Greater Teton Area

Kelly Calton

Kelly Calton

Controller

Bio
I am a lover of all things numbers. I often say that I look at every issue through my financial lens first. Through my own small business, I have extensive experience working with nonprofits, small businesses, and high net-worth families. The best part of my work day is when I am able to help clients and solve problems.

I am the Controller at CIF, keeping track of the ins and outs of all of the dollars and cents. We strive to maximize all donation dollars to create the highest impact to meet the ongoing needs in your community.

After living in Denver, Colorado for 15 years, my two elementary aged boys and I moved to Kansas City in 2017 to be closer to family. We love spending time outside, mountain biking, and hanging out with neighbors and friends on hot, humid summer nights.

Kelly Calton

Renee

Financial Education Coordinator

Bio

Renee has had a passion for financial planning since she was 10 years old. She was a Financial Advisor with Ameriprise Financial for many years before she and her husband decided to move to Guatemala to work with an orphanage and plant a church for youth. They greatly enjoyed their time there and still lead month-long immersion trips. Their passion has always been to create opportunities and tools for people to improve their lives. Renee helped several families start their own businesses and taught basic finance. She is thrilled to be building the financial education curriculum for the Community Impact Fund, where her passion is to give people a hand-up and the tools to keep climbing.

Renee and her family currently live in Colorado. When her family is not on the soccer or tennis courts, she is probably doing something with art. She especially loves pottery.

kori ledbetter

Karen

Benovelence Administrator

Bio

Karen has over 15 years of administration, financial and operations management experience with emphasis on organization, communication and customer service. While serving as the Business Administrator at her local church, her gifts of hospitality and service were of value as she formed trustworthy relationships with families providing assistance with budget preparation and financial planning. Karen worked effectively with a team to oversee the benevolence budget and overall goal to meet the needs of others within her community.

Karen is married with 3 children and resides in Deatsville, Alabama just north of Montgomery. A short weekend trip to the beach is her favorite! In her free time, she loves cleaning, decorating, spending time with family, enjoys cooking and trying new recipes.

Jamie Linkowski

Katie

Benevolence Administrator

Bio

Katie has over 10 years of experience in Logistics and Supply Chain. From a young age, her love of puzzles and figuring out how things intersect has clearly been a passion and a part of how she’s wired. After taking a brief break to raise her family, she wanted to rejoin the workforce by doing something meaningful and directly impactful to people.

Katie is a Loan Administrator at CIF, helping to process and distribute loans for borrowers as quickly as possible to help meet their immediate needs.

She currently resides in Pittsburgh, PA with her husband and two children. In her free time, she enjoys traveling, skiing, reading, and spending time with her large, extended family.

kori ledbetter

Matt King

Bio

Known for his strategic, collaborative approach, Matt’s career encompasses a unique blend of technical and business acumen and a history of success in developing innovative solutions to drive efficiency, performance, cost savings and profitability. He is adept in building strong cross functional relationships, directing high performance teams and bridging communication across diverse populations. His financial management experience includes managing projects and operations in fortune 100  and small business organizations.

 

In addition to his “for pay” jobs, Matt has spent many years serving his local and broader communities helping lead various non-profits, including as Chief Hope Provider for his own.

Judah Musick

Judah Musick

Founder

Bio

Judah is an entrepreneurial leader who specializes in lean product development. His passion is solving real-world problems with talented web and mobile development teams and lean startup methodologies. He has built successful software projects inside large Fortune 500 companies, SMB’s and for numerous startups.

He is the Founder of The Community Impact Fund.

Currently, Judah is the Director of Financial Wellness at CBC Credit Union working to develop the next generation of employee Financial Wellness program that makes saving easy, automated and incentivized for all.

Previous Roles:

Prior to founding CIF, he was the Chief Innovation Officer at Red Rocks Credit Union and led their innovation roadmap in order to bring the Credit Union’s mission to life which is to encourage, enable and underwrite the hopes, dreams and aspirations of our members to have maximum impact.

He lives in Castle Pines Colorado and enjoys spending time outdoors with his wife Shanna and two young children and can be found fishing, flying, snowboarding, skiing, hiking or biking.

Brooke Woody

Tad Jones

Bio

Tad has been on the Community Impact Fund Board since its inception. He has worked in large corporate environments and has applied those experiences and disciplines while owning and operating an Oil and Gas Service company that operates across the US, with his wife. He has served on various non-profit and for-profit boards over the years. Working towards enabling people to live charitable, generous lives and helping others is what has drawn Tad to the board of CIF.

Kelly Calton

Brandon Melton

Bio

Brandon is a servant leader, a connector and an entrepreneur that helped drive the original idea of the Community Impact Fund with his neighborhood friend and founder Judah Musick and returned to serve on the board in 2021. 

 

Brandon brings enthusiasm and mission focus to the organization and continues to shape the organization’s strategic vision and desire to create lasting impacts on the lives of those it serves.  In his role he actively engages with various stakeholders, from donors to community leaders, sharing the vision and fostering participation and collaboration. 

 

Beyond his board commitments, Brandon is a well respected businessman with a diverse background but commonly known for his empathy and ability to build meaningful relationships and inspire those around him to be the best version of themselves. 

 

Brandon, his wife, and two daughters are Colorado natives and very active in their Douglas County community through schools, church and recreation. Their family delights in adventuring and serving together throughout God’s creation ranging from community development in East Africa to pursuing their goal of camping in every US National Park in less than 5 years.

Kelly Calton

Will Goodale

Bio

Will has been on the board of Community Impact Fund since January 2021, he has served multifamily and 501c3 organizations in leadership and client relations roles across technology and supplier services over the past decade. He currently works as the Market Director for Denver with Housing Connector in his “day job” to help people in vulnerable situations get access to housing and stabilize over long periods of time. CIF is dear to Will’s heart in providing opportunities to provide a hand up in supporting people’s financial needs and creating opportunities for financial education.

Will and his family live in Littleton, Colorado, south of Denver. They enjoy spending their free time outdoors, taking their 3-year-old to various parks in Denver, hiking year-round, camping, and biking. Even though they have a little more experience with après activities over snow sports, they love enjoying Colorado’s excellent winter.

kori ledbetter

Merry Pateuk

Bio

As SVP, Industry Engagement at the nation’s leading Credit Union Service provider, Merry Pateuk fulfills PSCU’s strategic objective of leveraging the cooperative’s scale to advocate on behalf of the credit union industry. She cultivates relationships between PSCU and local, state and national organizations that support credit unions and works collaboratively with industry partners to ensure there is alignment on key topics and a cohesive voice to ultimately strengthen credit unions’ position in the market. 

 

‘CIF’s focus on ‘doing good by doing well’ inspires me and is in total alignment with the credit union industry that seeks to balance its business and social missions for the good of the community. Providing a vehicle to help take care of the community is a win for all stakeholders.

Jamie Linkowski

True Nguyen

Bio

True is an entrepreneur with 26 years of experience specializing in healthcare/medical businesses and more recently in finance and lending. Having immigrated to the U.S. at a young age, True has a natural passion for serving the immigrant communities and Christian non-profit organizations in Denver. True’s personal values align with CIF’s mission to create a prospering community, because it was through a strong community that helped give True the support and opportunities he needed to pursue and achieve his life’s goals and aspirations.