About Us

Creating Prospering “Communities” Worldwide

We Are On a Mission


Once you see a problem like financial scarcity, you can’t “un-see” it. It is everywhere you look, and unless we stand up with a bold mission to fight back, it is never going to get solved.

We believe that employers are the key to sustainable and scalable community impact.

Our “WHY” is to help organizations and individuals meet the needs of people in their community.

Our “Mission” is to help organizations meet the financial needs of people in their community by providing the education and technology to create sustainable and scalable community impact.



Help your employees cover cash flow needs and emergency expenses all while they build emergency savings.


Members / Customers

Your members and customers financial well-being is more often than not connected to your organization’s success.



At the end of the day, we all want to live in a thriving community.  Help others in your city achieve financial well-being.

“Communities” Are Everywhere


When most people think of communities, they are thinking of their geographic cities. However, cities are made up of individual organizations that are driven by people.

Our vision of Prospering “Communities” Worldwide, is a belief that if enough organizations in one geographic location collectively impact the financial well-being of their own communities, then we will eventually see entire cities prosper.

We believe that if we collectively seek the peace and prosperity of our employees, customers and members, that our organization will prosper, and if our organizations prosper, so will the city.

The key to Prospering “Communities” Worldwide is Financial Well-being for all.



  • Schools
  • Social Service
  • Churches
  • Hospitals
  • Faith Based
  • Agencies


  • Tech Companies
  • Manufacturing
  • Financial Services
  • Healthcare
  • Hospitality
  • Real Estate


  • Towns
  • Counties
  • Government
  • School Districts
  • Police
  • Fire

Our Core Values

We hold strongly to a unique set of core values that guides our team in everything we do. These are not just words on the wall…this is us!

The Oath for Compassionate Service

The Oath for Compassionate Service is an ethical code we follow as we work to create prospering “communities” worldwide.

It is loosely modeled after the Hippocratic Oath and derived from Toxic Charity, Robert D. Lupton. 

 Never do for those in need what they can (or could have) the capacity to do for themselves.

Limit one-way giving to emergency situations.


Strive to empower those in need through employment, lending, and investing, using grants sparingly to reinforce achievements.

Subordinate self-interest to the needs of those being served.

Listen closely to those you seek to help, especially to what is not being said – unspoken feelings may contain essential clues to effective service. 

Above all, do no harm!

Our Story

Seeking the Peace and Prosperity of Cities

Judah Musick, the founder and Executive Director of CIF, has been working on building sustainable and scalable solutions for Community Impact since 2005. His passion for change and innovation sparked a city-wide initiative for his hometown of Portland, Oregon. The initiative was so impactful, he realized he had to keep looking ahead to solve for financial scarcity in every community. 15 years of serving others, researching solutions, and innovating technology, he built what is now known as The Community Impact Fund to prosper “communities” worldwide. To learn more, read Our Story.

Judah Musick

Judah Musick



I am an entrepreneurial leader who specializes in lean product development. My passion is solving real world problems with talented web and mobile development teams and lean startup methodologies. I have built successful software projects inside large fortune 500 companies, SMB’s and for numerous startups.

I am currently the Executive Director of The Community Impact Fund. We help organizations maximize their impact by helping them identify needs, facilitate impact, measure results and share impact. Our vision is Prospering “Communities” Worldwide.

Previous Roles:

Prior to leading CIF full time, I was the Chief Innovation Officer at Red Rocks Credit Union and leading their innovation roadmap in order to bring the Credit Union’s mission to life which is to encourage, enable and underwrite the hopes, dreams and aspirations of our members to have maximum impact.

My team and I are focused on Human and Social Capital investment, Employee Care, Economics of Mutuality, Economic Development and Fintech.

I live in Castle Pines Colorado and enjoy spending time outdoors with my wife Shanna and two young children and can be found fishing, flying, snowboarding, skiing, hiking or biking.

kori ledbetter

Mike Scheid

Executive Director


Mike is a passionate leader focused on “doing good by doing well” in business. Before joining CIF in January of 2021, he owned Share Good Foods, which was successfully sold, and led the development of SGF, a Do Good Things social enterprise. He also worked to drive impact and growth through his leadership at Swoovy®, a platform fueling volunteerism, social connections, and a wraparound support system for nonprofits.


Miscellaneous Facts:

  • Colorado Native
  • Avid Outdoorsman who loves to camp, hike, ski, fly fish
  • Married to his wife of over 25 year who he met as a freshman in HS, She was a senior and not interested.
  • Father to three girls
  • On the Board of B:CIVIC a Colorado Nonprofit working to help further business as a force for good.

Previous Roles:

EVP, Social Impact & Partnerships at Swoovy

Director of Technology at Cherry Hills Christian Schools

VP Operations at Rewind Technology

Owner and VP of Do Good things at Share Good Foods


Brooke Woody

Courtney Lussenhop

Director of Impact


As the Director of Impact, Courtney is focused on ensuring CIF’s Benevolence Loan Program is best in class. She has seen firsthand the ripple effect a hand-up can have. When one person is lifted up, then a family is lifted, and soon a community. Thus, she couldn’t be more excited about contributing to CIF’s mission.  She brings with her a wealth of knowledge from both the for-profit and nonprofit sector in arenas spanning fundraising, volunteer program management, customer service, and marketing.


Courtney lives in Windsor, CO just east of Fort Collins with her husband and two dogs. As an Air Force brat, she grew up mainly in the Southeast and Germany but has lived in Colorado since 2005. Outside of work, Courtney is committed to empowering women and their families through her role as a board trustee for the Women’s Foundation of Colorado and a proud member of the Junior League of Fort Collins. 

Miscellaneous Facts:

 -You pronounce my last name as leasen-hope not loosen-hop

-Practices golfing and cooking for fun, though both can be quite frustrating

-Runs a side hustle, StylistaCJ, that focuses on closet edits and personal styling to build body confidence

-Trained as snowboard instructor and professional home and office organizer

-Met her husband Cole on a blind date set up by their mothers


Previous Roles:

-Community & Employee Engagement Manager at The OtterCares Foundation

-Sr. Administrator for Sr. VP of Product Innovation at Otter Products

-Director of Philanthropy, Quality of Life Plus

-Development Officer, Habitat of Humanity of the Greater Teton Area

Kelly Calton

Kelly Calton


I am a lover of all things numbers. I often say that I look at every issue through my financial lens first. Through my own small business, I have extensive experience working with nonprofits, small businesses, and high net-worth families. The best part of my work day is when I am able to help clients and solve problems.

I am the Controller at CIF, keeping track of the ins and outs of all of the dollars and cents. We strive to maximize all donation dollars to create the highest impact to meet the ongoing needs in your community.

After living in Denver, Colorado for 15 years, my two elementary aged boys and I moved to Kansas City in 2017 to be closer to family. We love spending time outside, mountain biking, and hanging out with neighbors and friends on hot, humid summer nights.

Kelly Calton


Financial Education Coordinator


Renee has had a passion for financial planning since she was 10 years old. She was a Financial Advisor with Ameriprise Financial for many years before she and her husband decided to move to Guatemala to work with an orphanage and plant a church for youth. They greatly enjoyed their time there and still lead month-long immersion trips. Their passion has always been to create opportunities and tools for people to improve their lives. Renee helped several families start their own businesses and taught basic finance. She is thrilled to be building the financial education curriculum for the Community Impact Fund, where her passion is to give people a hand-up and the tools to keep climbing.

Renee and her family currently live in Colorado. When her family is not on the soccer or tennis courts, she is probably doing something with art. She especially loves pottery.

kori ledbetter


Benovelence Administrator


Karen has over 15 years of administration, financial and operations management experience with emphasis on organization, communication and customer service. While serving as the Business Administrator at her local church, her gifts of hospitality and service were of value as she formed trustworthy relationships with families providing assistance with budget preparation and financial planning. Karen worked effectively with a team to oversee the benevolence budget and overall goal to meet the needs of others within her community.

Karen is married with 3 children and resides in Deatsville, Alabama just north of Montgomery. A short weekend trip to the beach is her favorite! In her free time, she loves cleaning, decorating, spending time with family, enjoys cooking and trying new recipes.

Jamie Linkowski

Jamie Linkowski

Director of Partnerships

Jamie Linkowski is the founder and President of PRIMESolutions Advisors, LLC. With over 30 years of experience in the defined contribution world, Jamie has recently integrated innovation, intelligent algorithms and intelligent employee benefit design to help Employers address their human capital management needs and measurably improve business outcomes.

In his model, everybody matters, therefore individual outcomes matter too, and he delivers quantifiable solutions via actionable data and intelligent assistance. Success is also measured by the impact he has on each and every individual’s life. Ultimately, his practice is aligned with the goals and objectives of the Employers and Employees which he serves.

He is a proud graduate of Boston College where he graduated Summa Cum Laude from the Honors Program with degrees in History and Economics.

Jamie Linkowski


Benevolence Administrator


Katie has over 10 years of experience in Logistics and Supply Chain. From a young age, her love of puzzles and figuring out how things intersect has clearly been a passion and a part of how she’s wired. After taking a brief break to raise her family, she wanted to rejoin the workforce by doing something meaningful and directly impactful to people.

Katie is a Loan Administrator at CIF, helping to process and distribute loans for borrowers as quickly as possible to help meet their immediate needs.

She currently resides in Pittsburgh, PA with her husband and two children. In her free time, she enjoys traveling, skiing, reading, and spending time with her large, extended family.