We Help foundations

Maximize Community Impact

By Supporting the  Financial Well-Being of Non-Profit Staff

Leverage Your

Giving

Support Employees of

Non-Profits

Maximize Your

Impact

The Majority of Non-Profit Staff are Struggling Financially

  • Have negative cash flow
  • Struggle to pay basic needs
  • Have little or no savings
  • Pay 25% of their income servicing debt
  • Pay late and overdraft fees monthly
  • Are less focused on the mission 
  • Are just trying to survive!

Now Your Foundation Can Give 

the gift of financial well-being to the staff of the non-profits you support.

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Identify Needs

We can help your Foundation  identify financial needs within the staff of your portfolio of non-profits that you support.

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Facilitate Impact

We help your non-profits meet the needs of their employees without incurring any additional time or money.

Measure Results

We can help you to measure the impact of financial well-being in the staff of non-profits you support

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Share Stories

We can help you share the stories of impact that you helped create with your non-profits staff.

Trusted Organizations Rely on Us

Join a Group of Thriving Companies

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How it Works

Providing Impact Loans to Meet the Needs of Your Non-Profit’s Staff

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1. Provide Impact Loans to Non-Profit Staff

 An Impact Loan is a 0% interest charitable loan – interest-free forever.  It helps to bridge cash flow and pay emergency expenses without accruing extra fees or high-interest debt.

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2. Allow a Flexible Payback to Solve for Cash Flow

Many people can’t afford to pay back loans on time because they have no savings.  Impact Loans offer flexible repayment options and terms to help staff bridge their cash flow.

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3. Automatically Help Staff Save for Emergencies

Repayment is set up automatically from the staff members’ bank account and 10% of each payment helps them build emergency savings for any unforeseen emergencies.

The Outcome

By helping the mission oriented staff of non-profits succeed, we all flourish. 

Non-Profit Staff

 

By investing in the financial-wellbeing of non-profit staff, Foundations have the opportunity to leverage their giving to create long-term financial benefits for those employees making a difference in the community. 

 

    • Better financial health
    • Lower Debt
    • Better feelings about work and employer
    • Less stress and anxiety
    • More satisfaction with benefits that meet needs
    • Increased savings for emergencies (liquidity) 
    • Increased ability to save for the long term (Retirement, 529 etc)
    • More time to focus on the mission of the organization  

Non-Profits

 

By investing in the financial-wellbeing of non-profit staff, Foundations have the opportunity to leverage their giving to create long-term financial benefits for their portfolio of non-profits. 

 

    • Increased productivity 
    • Decreased absenteeism 
    • Reduced HR Administrative Costs 
    • Reduced Payroll Taxes
    • Increased 401k participation 
    • Reduced Health-Care Premiums
    • Reduced Accidents 
    • Reduced Turnover
    • Increased on-time retirement
    • Increased Focus on Mission

 

Communities

 

By investing in the financial-wellbeing of non-profit staff, Foundations have the opportunity to leverage their giving to create long-term benefits for the communities they serve. 

 

  • More time for non-profits to focus on their mission  
  • Higher levels of engagement by staff with community
  • Cost savings of HR related issues can be invested in mission
  • Employees can stay with the non-profits they care so much about
  • Less accidents or mistakes in the community. 
  • A more sustainable organization
  • More effective giving for all. 
Calculate SAVINGS

How Much Can Be Saved With An Impact Loan?

Estimate what someone would pay for a loan with poor credit versus great credit and how much could be saved with these Impact Loans.

Amount Borrowed
Current Interest
Your credit rating
Interest/Fees
Savings Incentive
Total Savings
Help Your Non-profit Community

Get Free From Debt

We want to empower staff member of non-profits in our community to flourish and experience financial well-being.

Living just above the Federal Poverty Line is a cross-section of families and households who are struggling financially unable to meet basic needs. They must choose between paying rent or filling a needed prescription, fixing the car or buying groceries. In fact, 67% of families in our community are falling behind financially every month.

Though not labeled as living in “poverty” under the government definition, they are nonetheless struggling financially to survive. These families are not frivolous with their money. They are employed, and yet still struggle to meet their most basic needs, forcing them to make impossible choices – deciding between quality child care or paying the rent – filling a prescription or fixing the car.

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As a solution, many people turn to Payday loans, Credit Cards, and other high-interest debt with extremely high-percentage rates and late fees, making a short-term problem a long-term burden.

They are your neighbors, friends, family members, co-workers, and those you sit next to in church. They make up almost a third of the households in America.

We have a solution. It’s called an Impact Loan.

It’s a 0% interest charitable loan – interest-free forever – with a flexible payback plan where 10% of each payment is given back to the borrower to help build emergency savings. This loan helps to bridge cash flow and pay emergency expenses without accruing extra fees or increasing high-interest debt.

This gives us an opportunity to meet the very real needs in our communities while also restoring dignity back to those receiving the funds. This is the key to prospering communities worldwide.

Changing Lives One Family at a Time

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What Our Impacted Communities Say

Not having to worry about rent while I search for a job has really helped. I’m able to support my family in a manner that is not so burdensome to me financially. Although I am still actively searching and getting closer to acquiring income, this has helped my situation more than anything else.

One Grateful Employee

The Community Impact Fund took so much stress and worry off my shoulders and helped me get my health back on track. Compared to other places that provide support and help, this one feels the most impactful. It is the most reliable and I’m glad there is an actual person behind the screen helping.

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What Does an

Impact Story Look Like?

Meet Colleen

Colleen Wilkins and her beautiful family are a typical ALICE household.  Like many of us, Colleen was dealing with some very challenging life circumstances and was at the end of her capacity to stay ahead financially.  With the help of a loving group of friends and The Community Impact Fund, Colleen’s story is starting to turn around.