We Help foundations
Maximize Community Impact
By Supporting the Financial Well-Being of Non-Profit Staff
Support Employees of
Now Your Foundation Can Give
the gift of financial well-being to the staff of the non-profits you support.
We can help your Foundation identify financial needs within the staff of your portfolio of non-profits that you support.
We help your non-profits meet the needs of their employees without incurring any additional time or money.
We can help you to measure the impact of financial well-being in the staff of non-profits you support
We can help you share the stories of impact that you helped create with your non-profits staff.
How it Works
Providing Impact Loans to Meet the Needs of Your Non-Profit’s Staff
1. Provide Impact Loans to Non-Profit Staff
An Impact Loan is a 0% interest charitable loan – interest-free forever. It helps to bridge cash flow and pay emergency expenses without accruing extra fees or high-interest debt.
2. Allow a Flexible Payback to Solve for Cash Flow
Many people can’t afford to pay back loans on time because they have no savings. Impact Loans offer flexible repayment options and terms to help staff bridge their cash flow.
3. Automatically Help Staff Save for Emergencies
Repayment is set up automatically from the staff members’ bank account and 10% of each payment helps them build emergency savings for any unforeseen emergencies.
By helping the mission oriented staff of non-profits succeed, we all flourish.
By investing in the financial-wellbeing of non-profit staff, Foundations have the opportunity to leverage their giving to create long-term financial benefits for those employees making a difference in the community.
- Better financial health
- Lower Debt
- Better feelings about work and employer
- Less stress and anxiety
- More satisfaction with benefits that meet needs
- Increased savings for emergencies (liquidity)
- Increased ability to save for the long term (Retirement, 529 etc)
- More time to focus on the mission of the organization
By investing in the financial-wellbeing of non-profit staff, Foundations have the opportunity to leverage their giving to create long-term financial benefits for their portfolio of non-profits.
- Increased productivity
- Decreased absenteeism
- Reduced HR Administrative Costs
- Reduced Payroll Taxes
- Increased 401k participation
- Reduced Health-Care Premiums
- Reduced Accidents
- Reduced Turnover
- Increased on-time retirement
- Increased Focus on Mission
By investing in the financial-wellbeing of non-profit staff, Foundations have the opportunity to leverage their giving to create long-term benefits for the communities they serve.
- More time for non-profits to focus on their mission
- Higher levels of engagement by staff with community
- Cost savings of HR related issues can be invested in mission
- Employees can stay with the non-profits they care so much about
- Less accidents or mistakes in the community.
- A more sustainable organization
- More effective giving for all.
How Much Can Be Saved With An Impact Loan?
Estimate what someone would pay for a loan with poor credit versus great credit and how much could be saved with these Impact Loans.
Help Your Non-profit Community
Get Free From Debt
We want to empower staff member of non-profits in our community to flourish and experience financial well-being.
Living just above the Federal Poverty Line is a cross-section of families and households who are struggling financially unable to meet basic needs. They must choose between paying rent or filling a needed prescription, fixing the car or buying groceries. In fact, 67% of families in our community are falling behind financially every month.
Though not labeled as living in “poverty” under the government definition, they are nonetheless struggling financially to survive. These families are not frivolous with their money. They are employed, and yet still struggle to meet their most basic needs, forcing them to make impossible choices – deciding between quality child care or paying the rent – filling a prescription or fixing the car.
As a solution, many people turn to Payday loans, Credit Cards, and other high-interest debt with extremely high-percentage rates and late fees, making a short-term problem a long-term burden.
They are your neighbors, friends, family members, co-workers, and those you sit next to in church. They make up almost a third of the households in America.
We have a solution. It’s called an Impact Loan.
It’s a 0% interest charitable loan – interest-free forever – with a flexible payback plan where 10% of each payment is given back to the borrower to help build emergency savings. This loan helps to bridge cash flow and pay emergency expenses without accruing extra fees or increasing high-interest debt.
This gives us an opportunity to meet the very real needs in our communities while also restoring dignity back to those receiving the funds. This is the key to prospering communities worldwide.
Changing Lives One Family at a Time
What Our Impacted Communities Say
Not having to worry about rent while I search for a job has really helped. I’m able to support my family in a manner that is not so burdensome to me financially. Although I am still actively searching and getting closer to acquiring income, this has helped my situation more than anything else.
The Community Impact Fund took so much stress and worry off my shoulders and helped me get my health back on track. Compared to other places that provide support and help, this one feels the most impactful. It is the most reliable and I’m glad there is an actual person behind the screen helping.