Empower Your Community

0% Interest Loans

So Everyone Can Experience Financial Well-Being

The Community Impact Fund provides financial education resources to individuals and works with for-profit, nonprofit, and member organizations to create a dedicated fund for their employees/members for financial emergencies in the form of Impact Loans.

Create Financial Well-being for All

Engage Your Employees and Customers

Maximize Your Community Impact

42% of American Households are Struggling Financially

  • Have negative cash flow
  • Struggle to pay basic needs
  • Have little or no savings
  • Pay 25% of their income servicing debt
  • Pay late and overdraft fees monthly
  • Are just trying to survive!

We Help Organizations Maximize Impact

A Proven and Turnkey Way to “Do Well” by “Doing Good” 

empty

Identify Needs

We can help you identify needs within your own value chain that your organization can solve.

social friends

Facilitate Impact

We help your organization meet the needs of your employees, customers and members.

Measure Results

We can help you to measure the impact so that it can be used with your key stakeholders.

video streaming

Share Stories

We can help you share the stories of impact that you helped create with your key stakeholders

Trusted Organizations Rely on Us

Join a Group of Thriving Organizations

Partner Affiliates:

tccu
tccu
tccu

Impact Loan Program Partners:

tccu
WEOKIELogo_FullColor-for-web
tccu
WEOKIELogo_FullColor-for-web
tccu
WEOKIELogo_FullColor-for-web
becu
tccu
tccu
tccu
WEOKIELogo_FullColor-for-web
WEOKIELogo_FullColor-for-web
WEOKIELogo_FullColor-for-web
WEOKIELogo_FullColor-for-web
WEOKIELogo_FullColor-for-web
WEOKIELogo_FullColor-for-web

Funding Partners:

Join our Newsletter list:

Ways to Make an Impact

There are three primary ways that you can partner with us to Make an Impact

Make a Donation to CIF

 

Your financial support helps our team continue to innovate and deliver scalable solutions to the biggest problems that our communities face.   Financial Well-being is the one thing that leads to maximum impact. 

 

Sponsor a Community

 

Give Today to support the needs of your community.   You can setup a Community Impact Fund for any organization that you want to benefit.  It could be your Church, Kids School, Business or your favorite non-profit. 

 

Launch a Community

 

Are you the Owner or Executive of an organization who wants to impact your employees, customers or members?  Setup your own Impact Loan fund to start meeting the needs of your community. 

 

How it Works

Providing Impact Loans to Meet the Needs of Your Community

joy

1. Provide Impact Loans to Your Community

An Impact Loan is a 0% interest charitable loan – interest free forever. It helps to bridge cash flow and pay emergency expenses without accruing extra fees or high-interest debt.

transfer money

2. Allow a Flexible Payback to Solve for Cash Flow

Many people can’t afford to pay back loans on time because they have no savings.  Impact Loans offer flexible repayment options and terms to help your community bridge their cash flow.

pay online

3. Automatically Help Your Community Save

Repayment is set up automatically from recipient’s bank account and 10% of each payment helps build emergency savings incentive for any unforeseen emergencies.

Calculate SAVINGS

How Much Can Be Saved With An Impact Loan?

Estimate what someone would pay for a loan with poor credit versus great credit and how much could be saved with these Impact Loans.

Amount Borrowed
Current Interest
Your credit rating
Interest/Fees
Savings Incentive
Total Savings

Changing Lives One Family at a Time

play time

What Our Impacted Communities Say

Not having to worry about rent while I search for a job has really helped. I’m able to support my family in a manner that is not so burdensome to me financially. Although I am still actively searching and getting closer to acquiring income, this has helped my situation more than anything else.

One Grateful Employee

The Community Impact Fund took so much stress and worry off my shoulders and helped me get my health back on track. Compared to other places that provide support and help, this one feels the most impactful. It is the most reliable and I’m glad there is an actual person behind the screen helping.

A Son Caring For His Parents

What Does an

Impact Story Look Like?

Meet Colleen

Colleen Wilkins and her beautiful family are a typical ALICE household.  Like many of us, Colleen was dealing with some very challenging life circumstances and was at the end of her capacity to stay ahead financially.  With the help of a loving group of friends and The Community Impact Fund, Colleen’s story is starting to turn around.