Empower Your Community
0% Interest Loans
So Everyone Can Experience Financial Well-Being
Our “Mission” is to partner with employers to empower A.L.I.C.E. (Asset Limited Income Constrained Employed) individuals towards financial security.
Create Financial Well-being for All
Engage Your Employees and Customers
Maximize Your Community Impact
42% of American Households are Struggling Financially
- Have negative cash flow
- Struggle to pay basic needs
- Have little or no savings
- Pay 25% of their income servicing debt
- Pay late and overdraft fees monthly
- Are just trying to survive!
We Help Organizations Maximize Impact
A Proven and Turnkey Way to “Do Well” by “Doing Good”
Identify Needs
We can help you identify needs within your own value chain that your organization can solve.
Facilitate Impact
We help your organization meet the needs of your employees, customers and members.
Measure Results
We can help you to measure the impact so that it can be used with your key stakeholders.
Share Stories
We can help you share the stories of impact that you helped create with your key stakeholders
Trusted Organizations Rely on Us
Join a Group of Thriving Organizations
Partner Affiliates:
Impact Loan Program Partners:
Funding Partners:
Join our Newsletter list:
Ways to Make an Impact
There are three primary ways that you can partner with us to Make an Impact
Make a Donation to CIF
Your financial support helps our team continue to innovate and deliver scalable solutions to the biggest problems that our communities face. Financial Well-being is the one thing that leads to maximum impact.
Sponsor a Community
Give Today to support the needs of your community. You can setup a Community Impact Fund for any organization that you want to benefit. It could be your Church, Kids School, Business or your favorite non-profit.
Launch a Community
Are you the Owner or Executive of an organization who wants to impact your employees, customers or members? Setup your own Impact Loan fund to start meeting the needs of your community.
How it Works
Providing Impact Loans to Meet the Needs of Your Community
1. Provide Impact Loans to Your Community
An Impact Loan is a 0% interest charitable loan – interest free forever. It helps to bridge cash flow and pay emergency expenses without accruing extra fees or high-interest debt.
2. Allow a Flexible Payback to Solve for Cash Flow
Many people can’t afford to pay back loans on time because they have no savings. Impact Loans offer flexible repayment options and terms to help your community bridge their cash flow.
3. Automatically Help Your Community Save
Repayment is set up automatically from recipient’s bank account and 10% of each payment helps build emergency savings incentive for any unforeseen emergencies.
Calculate SAVINGS
How Much Can Be Saved With An Impact Loan?
Estimate what someone would pay for a loan with poor credit versus great credit and how much could be saved with these Impact Loans.
Changing Lives One Family at a Time
What Our Impacted Communities Say
Not having to worry about rent while I search for a job has really helped. I’m able to support my family in a manner that is not so burdensome to me financially. Although I am still actively searching and getting closer to acquiring income, this has helped my situation more than anything else.
The Community Impact Fund took so much stress and worry off my shoulders and helped me get my health back on track. Compared to other places that provide support and help, this one feels the most impactful. It is the most reliable and I’m glad there is an actual person behind the screen helping.
What Does an
Impact Story Look Like?
Meet Colleen
Colleen Wilkins and her beautiful family are a typical ALICE household. Like many of us, Colleen was dealing with some very challenging life circumstances and was at the end of her capacity to stay ahead financially. With the help of a loving group of friends and The Community Impact Fund, Colleen’s story is starting to turn around.
Holiday hours may affect loan distribution
The CIF office and banks will be closed on the observation date listed below:
Christmas Day: Observed Monday, Dec. 26 (Business resumes Tuesday, Dec. 27)
New Year’s Day: Observed Monday, Jan. 2 (Business resumes Tuesday, Jan. 3)
During the week of December 26 – January 2, response times will likely be delayed.
Please email loans@communityimpactfund.org for all loan related needs