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Start Your Journey
0% Interest Loans that Create Financial Well-being
Find A Partner
Impact Loans are only available through one of our partners. Search below to find a:
- Credit Union
- Employer
- Church
In your area to begin the application process.
Click their logo to move to their online application form.
Find A Partner
Impact Loans are only available through one of our partners. Search below to find a:
- Credit Union
- Employer
- Church
In your area to begin the application process. Click their logo to move to their online application form.
Our Partners
Federal Credit Unions
Can’t Find A Partner?
Don’t see a partner in your area?
Fill out the form below to submit their information, and we can reach out to them to share more about our program.
If you are affiliated with that organization, please share this site with your HR department and encourage them to contact us for a Demo.
FAQs
Who is eligible to receive a loan payment?
Financial support will be provided to employees, members, and community members (people that live, work or worship in the zip codes that CHROME serves) who are facing an unforeseen financial hardship and are unable to meet a basic need with their own resources (according to IRS guidelines). Financial hardship may include, but is not limited to, unforeseen expenses caused by health/medical expenses, family emergencies, acts of nature, major disaster, as declared by a state or federal official.
What is the maximum loan amount?
Loans are based on the needs cited in the application. The maximum loan amount is $3,000.
What qualifies as an eligible expense?
In the event of an unforeseen financial hardship, an eligible expense is a basic necessity that the individual cannot cover without having to sacrifice some other basic necessity. Categories of eligible expenses include: Medical Expenses, Housing Expenses, Auto Expenses, Other (ex: funeral expenses). Examples of expenses that are not covered include, but are not limited to: pet expenses, optional home repairs, traffic fines.
Am I charged interest for this loan?
What happens if I can’t pay back the loan?
You can adjust your payment date or skip a payment. If the borrower chooses to skip a payment, that payment is added on to the end of the repayment date. However, this is a valid loan and will be recorded on your credit report.
Who do I contact if I have any questions about this program?
Please reach out to CIF at loans@communityimpactfund.or